Risks that can be considered for supplemental insurance and reinsurance must be business casualty risks that cannot be adequately covered by regular commercial insurance. These risks include—but are not limited to—the following:

  • Brand protection
  • Business interruption
  • Construction defects
  • Crop
  • Cyber risk
  • Data Breach
  • Deductibles
  • Employment practices
  • Exclusions in policy
  • Food-borne contaminants
  • Independent contractor
  • Legal expenses for a variety of issues
  • Litigation defense
  • Loss of Key Customer
  • Loss of Key Employee
  • Loss of Key Supplier
  • Mold
  • Pollution
  • Products liability
  • Professional liability
  • Regulatory risk
  • Reputation risk
  • Supply chain interruption
  • Warranties