Client portal · coming soon · preview with sample data
Ridgeline Fabrication, Inc.Ridgeline Reinsurance Company, Inc. · Formation in progress · Day 34 of the engagement
Coming soonFormationOwner viewAdvisor invitedCPA invited
AssessmentComplete
FormationIn progress
Run the captiveUpcoming
What we need from you
- Formation forms: names, addresses, share splitSince day 32
- Photo ID for each shareholder, director, and officerTo the client drive
- Confirm the second board memberOpen
Who is doing what
- FRFortressConsulting · shepherding formation
- CACredentialed actuariesStudy delivered · annual update
- IMInsurance managerForming and licensing · next up
- ADYour advisorInvited · investment guidelines
- CPAYour CPAInvited · documents and returns
The calendar
- Formation filedTarget: day 40
- License issuedDay 55 to 65
- Accounts openedDay 70
- First policy and premiumDay 75
- First cession statementQuarter end
- Annual feeJanuary
- Return and electionLate summer
Tools · for you and your advisor
What premiums build when they stay with you.
Move the controls. Premiums pay claims first, and what the business does not need builds reserves the captive keeps. The math is illustrative only: every captive is designed individually, the actuary sets the real premiums, and real claims decide what stays. It lives here, behind your login, so you and the advisor you invite can work through the shape of the idea together, and it never stands in for your own numbers.
$0
Claims paid over ten years
$0
Reserves after claims, year ten
Illustrative math only. Not a projection, not tax advice, and not a promise of any outcome. Premiums are set by credentialed actuaries based on risk. Figures are before fees and taxes, and real claims decide what stays.
One board. Everyone you invite reads the same thing.
The Fortress team moves a card once. You, your advisor, and your CPA see it the moment it moves.